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đ„ The most flexible welcome offer ever?
We've got a surprise inside today's newsletter. Plus, United is rolling out a new accessible feature for wheelchair-bound travelers.
Estimated read time: 5 minutes and 3 seconds
A historically solid hotel business card, [[ the-hilton-honors-american-express-business-card.name ]], just got a major overhaul with an elevated welcome offer, different earning structures, some BIG swaps in its perks and benefits, but⊠also an increase to its annual fee. Iâm not so sure I like it⊠but what do you think??
Happy Friday, yâall! Holy moly, itâs a Good Friday indeed. So letâs get to it:
đ„ Most flexible welcome offer EVER: Earn up to 75k Chase Ultimate RewardsÂź
Okay yâall⊠listen up.
Right now, you can earn up to 75,000 Chase Ultimate RewardsÂź on a card with NO annual fee⊠đ€Ż
Let me introduce you to the Ink Business CashÂź Credit Card!
And if youâre already experiencing a mental block because you read the word âbusinessâ in the name, HOLD UP.
I have some questions for youâŠ
Are you a freelance photographer?
Do you have a blog that generates some income?
Are you a petsitter?
Are you selling home-made products on Etsy?
Do you have literally any other side hustle?
If you answered yes to any of those questions, then this card is perfect for you and your small business.
But for starters, the Ink Business CashÂź Credit Card is, well, a cash-back card.
Its welcome offer gives you the ability to earn up to $750 bonus cash-back (e.g. 75,000 Chase Ultimate RewardsÂź) after spending $6,000 in the first six months of having this card.
But hereâs where I think this offer becomes super valuableâŠ
If youâre concerned about being able to hit that minimum spend, I have GREAT news for you.
Youâll have the ability to earn $350 (35,000 Chase Ultimate RewardsÂź) when you spend just $3,000 in the first three months⊠BUT you can then earn the remaining $400 (40,000 Chase Ultimate RewardsÂź) if youâre able to reach that $6,000 total spend in the first six months!
Earning a welcome offer is usually an all or none deal, but you have ULTIMATE FLEXIBILITY with this one đ€
So no matter if youâre able to reach $3,000 or $6,000 (or anywhere in between), youâll walk away with a solid stack of Chase Ultimate RewardsÂź that can be used for amazing travel redemptions.
But⊠Chase Ultimate RewardsÂź? I thought you said itâs a cash-back card??
Well, my inquisitive reader, if you hold a card that already earns Chase Ultimate RewardsÂź (like our most popular card, the Chase Sapphire PreferredÂź Card), those cash-back earnings can actually be transformed into the insanely valuable Chase Ultimate RewardsÂź points đ
And I havenât even told you about the cardâs earning structure yetâŠ
You will earn:
5% cash-back per $1 (or 5X points) on the first $25,000 spent in combined purchases each account anniversary year at office supply stores, internet, cable, and phone services
5% cash-back per $1 (or 5X points) on Lyft rides through March 2025
2% cash-back per $1 (or 2X points) on the first $25,000 spent in combined purchases each account anniversary year at gas stations and restaurants
1% cash-back per $1 (or 1X points) on all other purchases
If youâre able to earn the full welcome offer of $750 bonus cash-back (and you want to maximize your earnings, duh), youâll want to turn that cash-back bonus into Chase Ultimate RewardsÂźâlike I mentioned earlier.
And lucky for you, those newly converted 75,000 Chase Ultimate RewardsÂź will no longer be worth just $750 as the cash-back bonus saysâŠ
*Clears throat dramatically*
You see, Chase has a cornucopia of amazing transfer partners like Hyatt, British Airways, United, Southwest, and more.
For example, if you transferred those 75,000 points to Hyatt, you could book five nights at this gorgeous hotel in Long Beach, California.
And if that doesnât sound like a lot, a five-night stay at this property would run you⊠wait for it⊠almost $2,200⊠đ€Ż
If youâre more of a Europe gal, Iâve got more good news for you.
You could transfer those points to KLM/Air France Flying Blue and book TWO round-trips to Europe from the U.SâŠ.
And youâd still have 15,000 points left over in the end.
So hereâs the bottom line, folksâŠ
This is a pretty amazing deal. Itâs not often we see a card with no annual fee that can unlock thousands of dollars in value like this.
So if youâre interested in adding a lovely card to your wallet and racking up tens of thousands of points (or hundreds of dollars in cash back) in the process, I highly encourage you to check this out.
đĄPlus, enjoy a 10% Business Relationship Bonus as a reward for choosing Chase with this welcome offer.
If you have the Ink Business Cash card plus a Chase Business Checking account on your first card anniversary, youâll earn a one-time 10% bonus of all eligible cash back earned in your first year. That means if you earn $2,500 in cash back, youâll get a $250 bonus. Offer is only available for Ink Business Cash cards opened between March and November 2024.
Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved, or otherwise endorsed by any of the entities included on this website.
âżïž United launches new inclusivity feature
I figured after an in-depth credit card feature, we could use some wholesome reading âșïž
Itâs no surprise that travelers who are wheelchair-bound face far more challenges when it comes to flying than those of us who donât need to rely on a wheelchair.
And as a former healthcare provider who regularly worked with wheelchair users, Iâm all for inclusivity.
So itâs really cool to see that United will soon be launching a new featureâboth on their website and appâthat will allow wheelchair users to search for routes with planes that can appropriately accommodate their chairs.
This is currently still in beta testing, but once itâs live, passengers will be able to toggle on this feature, add any additional details (e.g. like dimensions of their wheelchair), and be presented with a customized list of itineraries that will work for them and their medical equipment đ
This is actually really important because the size of the cargo hold can differ significantly between aircraft.
PLUS, United will also offer a refund for any fare difference if the wheelchair-filtered route that the passenger must take is more expensive.
There are a handful of other details in the works regarding Unitedâs accessibility initiatives that you can read here.
But good job, United! Way to be more inclusive and accessible for ALL travelers âșïž
Current Transfer Bonuses
20-40% bonus from Capital One to Etihad Guest (ends March 31st)
20% bonus from [[ the-business-platinum-card-from-american-express.points-program-override.points-currency ]] to Etihad Guest (ends April 4th)
25% bonus from Thank You points to Avianca LifeMiles (ends April 14th)
25% bonus from Ultimate Rewards points to Air France-KLM Flying Blue (ends April 30th)
PLUS, there are 7 cards with elevated offers right now!
What if I told you there was a magical place in a faraway (digital) land where people gathered together to talk about all things travel, credit cards, and miles and points?
Well⊠that place is real, and itâs called the Daily Drop Lounge!
The Lounge is our lovely community space where you can learn from others and share your own travel wins. Check out this comment! đ
That brings another week in the travel world to a close! But if any of you also indulge in our weekly round-up newsletter, Iâll see you all there this weekend đ€
If not, have a lovely Saturday and Sunday, and weâll see you again on Monday!