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- š³ Merchant offers, explained
š³ Merchant offers, explained
Plus, another transfer bonus? In this economy??
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š³/šØš¦ Canadian Transfer Bonus Alert: You can transfer Canadian MR Points to Marriott with a 30% bonus, meaning 1,000 points will get you 1,560 Bonvoy pointsā¦ Check out our list of top Canadian cards to hop on this deal.
Good morning, and welcome back to Daily Drop, the most well-traveled newsletter on the planet.
I just counted, and this newsletter has been written from 75 countries around the world. And Iāve got the jet lag to prove it. š¤š¼
Hereās what weāve got on the docket:
š³ Credit card merchant offers, explained
One of the questions I often get asked is this one:
How do you justify having so many credit cards with annual fees? Isnāt it expensive?
And my answer is usually something along the lines of:
Yes. But the points I earn and the benefits of the card (like free night awards, elite status, travel credits, etc.) justify paying the fee and holding the card every year.
But thereās another factor that often gets overlooked when it comes to justifying credit card annual feesā¦
Iām talking about merchant offers.
Hereās how these work:
Banks (like [[ chase-sapphire-preferred-card.issuer.name ]], [[ american-express-gold-card.issuer.name ]], and [[ citi-strata-premier-card.issuer.name ]], for example) will provide offers on different cards, which may take any of the following forms:
Earn x bonus points after spending y dollars at z merchant
Earn an x dollar credit after spending y dollars at z merchant
Earn x% cashback up to a total of y dollars at z merchant
These merchant offers are often based on factors such as which card you have, how long youāve been with the bank, and how much money you spend on a card.
For example, if you have a Marriott card, you will likely get merchant offers for Marriott rather than other hotel chains.
Most of the time, these offers arenāt going to provide hundreds of dollars in value.
But they can certainly add upā¦
For example, I just checked my account for the [[ the-marriott-bonvoy-boundless-card.name ]], which I just opened about six months ago.
As you can see, Iāve already earned more than $80 from merchant offers alone for the [[ the-marriott-bonvoy-boundless-card.casual-card-name ]], that only costs $95 per yearā¦ and thatās only six months into holding it.
But you donāt have to inch your way toward racking of savings, either. Sometimes, merchant offers can be much heftier.
For example, I just received this one (on my shiny Canadian credit card, [[ the-platinum-card-canadian.name ]]) for $150 CAD (about $111 USD) cash back after spending $750 CAD ($554 USD) on United Airlines.
If youāre traveling around the U.S., to South America, Europe, or Asia, $554 is not crazy to spend on United, especially when youāll get more than a hundred dollars back afterward.
But you donāt need to spend money on airlines and hotels to take advantage of these offers either.
I get merchant offers for restaurants, rideshare apps, clothing stores, utilities, coffee shops, and more.
So hereās the bottom line:
Go into your credit card accounts and activate ALL of your offers.
At the very least, you might rack up a few bucks here and there on everyday purchases.
At the most, youāll save hundreds of dollars every year and EASILY justify holding onto your cards for years without needing to stress about annual fees.
āļø 25% transfer bonus to Avianca LifeMiles
Avianca LifeMiles might just be one of the most underrated programs of all timeā¦
They have the lowest pricing for Star Alliance awards, even with partner airlines.
And sometimes, just sometimes, they offer a transfer bonus that lowers these prices even further.
Thatās right folks, ANOTHER transfer bonus!
Until April 14th, you can transfer Thank You Points to Avianca with a 25% bonus, opening up some sweet redemption opportunities.
For example, if you enjoy flying United around the U.S., using LifeMiles is actually better than using United miles.
This flight from Chicago to Dallas on United only costs 10,000 Avianca miles (and still just $5.60 in taxes), or only 8,000 Thank You points with the current bonus.
United charges 15,000 miles for the same exact flight on the same exact dateā¦ basically, double what you can get with Avianca. š
Still not convinced?
Thatās fine, I came prepared.
Iāve been looking at flights to get me back home to Toronto next month after my Qatar flight to Montreal.
Sadly, Air Canada is terrible, with this 40-minute domestic hop costing anywhere from 13,000 to 30,000 Aeroplan points.
Thankfully, I can book the EXACT same flight for justā¦ wait for itā¦ 6,000 Avianca miles.
With the transfer bonus, that means transferring just 4,800 points over, which is about 1/3 the amount of points as Aeroplan at its lowest.
Whatās even weirder is that Aviancaās taxes and fees ($34 USD) are less than Aeroplanās ($41 USD), even though this is a domestic Canadian flight on Air Canadaā¦ weird, eh? š¤
So hereās the bottom lineā¦
This is not just a way to save a few miles here and there.
This transfer bonus, combined with Aviancaās extremely generous pricing, will save you TENS of thousands of points and maybe even some cash money on taxes and fees.
If you have a card that earns Thank You Points, like the [[ citi-strata-premier-card.name ]], thatās great. Youāve done good work. And I couldnāt be more proud. š„¹
If not, you can easily get one now and still have time to use this bonus or the other amazing transfer bonuses theyāll offer down the road.
š¤ Travel Trivia Tuesday
Can you guess the top-ranked airport for food options, according to a study by Radical Storage?
š
Correct answer: Incheon International Airport, South Korea
Incheon International Airport takes the crown as the top-ranked airport for food, with a whopping 270 eateries... pretty impressive, if you ask me!
With a solid rating of 3.2 stars out of 5 (which is really good for airports) and below-average dish prices, this hub is great for both taste and budget.
Plus, it's known for its cleanliness, which can be another rarity when it comes to airport food, sadly.
The U.S. doesn't disappoint with Hartsfield-Jackson Atlanta International Airport taking the second spot, offering 36 eateries which cater to specific dietary needs.
Nationally, the top 10 list looks like this:
Incheon International Airport, South Korea
HartsfieldāJackson Atlanta International Airport, USA
Taiwan Taoyuan International Airport, Taiwan
Dallas-Fort Worth International Airport, USA
Jeju International Airport, South Korea
Narita International Airport, Japan
Haneda Airport, Japan
OāHare International Airport, USA
Los Angeles International Airport, USA
Singapore Changi Airport, Singapore
Dallas-Fort Worth International Airport has about 125 eateries and the highest average restaurant rating in the US at 3.7 out of 5 stars!
Whether you're craving a comforting bowl of noodles at Jeju International Airport or indulging in authentic Taiwanese cuisine at Taoyuan International Airport, these food hotspots are an added bonus to your travels!
Want to read more about the best airport food? Find details here.
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ā¦or you can just buy these prizes from our website if you want to keep us all to yourself. š
Thatās all for today folksā¦ itās amazing to see so many new transfer bonuses popping up.
Itās an easy way to multiply your points - and multiply your already-free travel. š¤
Anyway, I hope you have a good day. Love you lots ā¤ļø