✈️ Business or pleasure? Why not both??

Estimated read time: 4 minutes and 14 seconds

☀️ Good morning , and welcome back to Daily Drop — your favorite newsletter’s favorite newsletter.

We’re getting down to business with today’s edition:

• 💳 Business + leisure = more perks than ever with this card combo

• 🔥 How to convert Capital One cash back into miles

• ✈️ Turn your side hustle spending into free travel

• 🤣 Werkin’ on-the-go travel meme

💳 Business + leisure = more perks than ever

We’re chatting about business cards today, and for good reason. They're one of the easiest ways to rack up some serious rewards for things you're already buying for your business.

But what if you could multiply those rewards even further? 🤔

This one-two punch could take your rewards game to the next level: combining a premium business card with a no-annual-fee card.

And with some brand-new limited-time offers from Capital One, now is the perfect time to make that move. Here’s how the combo can work for you:

The main event: Capital One Venture X Business

For those who travel often and have significant business expenses, the Venture X Business card is a total game-changer. It delivers the luxe travel experience you’d expect from a top-tier card, but with a much lower annual fee than many other premium cards on the market.

Why it’s a big deal for business owners:

• 💼 Unlimited 2X miles on every single purchase, whether it’s advertising, software, or client dinners

• 🏨 10X miles on hotels and rental cars booked through Capital One Travel

• ✈️ 5X miles on flights and vacation rentals booked through Capital One Travel

• 🤑 150,000 bonus miles after $30,000 spend in three months from account opening! That’s worth at least $1,500 toward travel (and potentially more with transfer partners)

• 💰 $300 annual travel credit + 10,000-mile anniversary bonus — built-in value year after year

• 💳 Employee cards at no extra cost with customizable spending limits and real-time tracking, so you can empower your team while keeping budgets on track

• 😎 Complimentary lounge access at 1,300+ airports worldwide (including Capital One Lounges) for you and two guests

But wait, there's more: The no-fee trifecta

Here's where things get really exciting: Capital One is now offering a limited-time welcome offer on three of its popular no-annual-fee cards, which can be the perfect sidekick to your business card.

For the first time ever, Capital One is offering a $100 Capital One Travel credit on three of its popular no-annual-fee cards: Capital One VentureOne Rewards Credit Card, Capital One Quicksilver Cash Rewards Credit Card, and Capital One Savor Cash Rewards Credit Card.

Plus, you’ll earn a welcome bonus for the cards listed below after just $500 spent in three months:

• Capital One Quicksilver & Capital One Savor: $200 cash bonus

• Capital One VentureOne: 20,000 bonus miles

With no annual fee, you’re earning perks for free, including expanded Capital One Travel access (flights, hotels, 500,000+ vacation rentals, 180,000 local activities), 5x rewards on bookings, and complimentary Hertz Five Star status.

So, why get both? The Venture X Business card handles your big business spending and premium travel benefits, while a no-annual-fee card like Quicksilver, Savor, or VentureOne can be your go-to for personal purchases, allowing you to maximize cash back and bonus offers.

It’s a smart, cost-effective way to enjoy premium perks and rewards without paying premium prices.

🔥 How to convert Capital One cash back into miles

If you’ve got a mix of Capital One cards, some earning cash back, others earning miles, you can (and should) combine your rewards into one big travel pot! 💰

It’s a simple move that can turn everyday purchases into flights, hotels, and dream trips worth far more than their cash-back value.

Here’s the gist: move your Capital One cash back rewards to a miles-earning card at a 1¢ to 1-mile rate, then use those miles for high-value travel redemptions (let’s get you into some lie-flat seats to Europe).

Yes, you can even combine business and personal rewards!

It’s peanut butter and chocolate… on a business class flight. ✈️

✈️ Turn side hustle spending into free travel

Think big rewards are just for big businesses? Not even close. With the right business card strategy, even a small side hustle or freelance gig can unlock major rewards.

This article walks you through:

• 💳 Which cards pack the best perks for side hustlers right now

• 💡 Smart ways to meet spending goals with everyday expenses

• 🌍 How to turn points into flights, luxe hotels, and more

Whether you’re sending invoices from your couch or running a growing team, these tips can transform your work expenses into unforgettable trips.

🤣 Werkin’ on-the-go travel meme

solowithc

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That’s all the business on the agenda today. Now let’s adjourn to somewhere with good snacks!

3.3869° S, 36.6830° E

With contributions by Alison Carrico, Tiffany Eastham, McKay Moffitt, and Benji Stawski