🚨 $900 up for grabs

Estimated read time: 4 minutes and 20 seconds

🌅 Good morning and welcome back to Daily Drop — we can’t promise room upgrades in real life, but we can upgrade your inbox every morning. 😉

Here’s what today’s edition has in store:

• 💳 MASSIVE New Business Card Offers Just Landed

• ✈️ Book Delta flights for 4k points

• 💰 Spend $50, get $50 back (yes, really)

• 🏨 Unlocking the secrets of hotel elite status

Daily Drop is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as Bankrate.com. This may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. 

✈️ MASSIVE New Business Card Offers Just Landed

Freelancers, side hustlers, entrepreneurs, and small-biz owners: Chase just sweetened the pot with new offers on two of its $0 annual fee business cards.

Right now, both the Ink Business Cash® Credit Card and the Ink Business Unlimited® Credit Card are offering a $900 bonus after spending $6,000 in the first three months from account opening. That’s a whopping 20% increase over the usual $750 offer.

Here’s the quick breakdown:

• Ink Business Cash® Credit Card: 5% cash back on internet, cable, phone services, and office supply stores (up to $25K/year); 2% cash back at gas stations and restaurants (up to $25K/year); 1% cash back on everything else.

• Ink Business Unlimited® Credit Card: Flat 1.5% cash back on every purchase — no categories to track, no confusion.

🪄 But here’s the real magic: Although marketed as “cash back” cards, both earn Chase Ultimate Rewards® points. On their own, they’re generally worth about one cent each. But pair them with an eligible Chase travel card like the Sapphire Reserve for Business℠ or the Chase Sapphire Preferred® Card, and you can combine your points to unlock way more value.

So, your $900 “cash back” can become 90,000 Chase points. With transfer partners like World of Hyatt or United MileagePlus, that could mean:

• Multiple nights at a fancy Hyatt Category 7 or 8

• A round-trip economy ticket to Europe

• Maybe even a business-class ticket if you play it smart

👉 Bottom line: For a $0 annual fee, these are some of the juiciest business card bonuses out there. And qualifying as a “business” can be easier than you’d think (yes, freelancers and side hustlers count!).

✨ Learn more about the Ink Business Cash® Credit Card and the Ink Business Unlimited® Credit Card ✨

✈️ Book Delta flights for 4k points (with this transfer bonus)

Flying Blue — the joint program of Air France and KLM — already stands out for its monthly Promo Rewards, which offer discounts on select routes by up to 25% off. These sales rotate every month and can unlock some of the best value economy and business-class flights to Europe.

Now through September 30, you can also get a 20% bonus when you transfer UR points to Flying Blue.

Here’s how the math works:

A Promo Reward that usually costs 18,750 miles now requires just 15,625 UR points with the bonus.

This month’s Promo Rewards include flights between Europe and cities like Houston (IAH), Denver (DEN), Los Angeles (LAX), Chicago (ORD), and more for 18,750 miles one-way in economy.

But the most exciting deal by far this month is flying from Washington, D.C. (IAD) to Europe for 30,000 Flying Blue miles in premium economy.

With this bonus, this semi-premium long-haul flight would run you just 25,000 UR points, a truly fantastic deal.

And Flying Blue isn’t only about Europe…

You can also use miles to book domestic Delta flights within the U.S., which start as low as 5,000 miles each way, like this route between Atlanta and Orlando. 👇

With the transfer bonus, those could cost you just over 4,000 UR points per flight — perfect for quick, affordable hops.

If you’re a Delta loyalist, this could be a great chance to transfer a big batch of UR points over to Flying Blue and enjoy the savings on domestic flights over time.

This bonus ends on September 30, so you only have a couple of weeks to consider this offer.

💰 Spend $50, get $50 back (yes, really)

Some deals make you double-check to make sure you’re not hallucinating. This is one of them: Rakuten is handing new members a $50 bonus when you spend $50.

Here’s the catch (and it’s a friendly one): You need to sign up with a referral link by September 30. After that, you’ll have 90 days to make your $50 purchase and trigger the bonus.

If you’re not familiar, Rakuten is a cash back portal. Think of it as a middleman that pays you for clicking through them before shopping at hundreds of stores, airlines, hotels, and more.

Most people earn cash back, but if you have a card that earns MR points, you can instead opt to earn MR points for every dollar spent. That’s where things get spicy. 🌶️

Take this example:

Rakuten is currently offering me up to 10% back (or 10 MR points per dollar) at IHG hotels.

Book one stay and you’ll triple dip:

• 4x UR points if you use this card to pay

• IHG points from the stay itself

• MR points from Rakuten

It’s the stacking trifecta that makes points nerds giddy. Plus, how cool is it to earn both UR points and MR points from a single purchase? 😏

The bottom line:

• Sign up with our referral link before September 30

• Spend $50 within 90 days

• Pocket $50 in cash (or the MR point equivalent)

That’s essentially free money, plus access to ongoing portal offers that can supercharge your points game.

So don’t overthink this one. Just click the link, grab your $50, and thank us later. 😉

🏨 Unlocking the secrets of hotel elite status

Free breakfasts. Suite upgrades. Late checkout. The right hotel elite status can make every trip feel a little more luxurious — and in some cases, you don’t need to spend 60 nights a year in hotels to get it.

In this week’s Daily Drop YouTube video, we’re breaking down elite status with the “big four” hotel programs and showing you shortcuts to VIP treatment that actually work.

From free meals to bonus points to guaranteed perks, this guide will give you everything you need to start leveling up your hotel stays. 👇

That’s it for today, folks! New card offers, free money, transfer bonuses, and elite status? Not bad for a Monday morning. 😉

Take care and see you tomorrow,

8.6910° S, 115.1678° E

With contributions by Tiffany Eastham, McKay Moffitt, and Benji Stawski